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NZACU The New Zealand Association of Credit Unions (NZACU) is the main trade Association and national representative of Credit Unions in New Zealand. We have 33 Member Credit Unions, who in turn serve more than 178,000 customers nationwide.Learn more What is a Credit Union A Credit Union is a financial co-operative that encourages savings, thrift and education to enhance the social and economic well-being of its customers.Learn more Annual Report Download and view the New Zealand Association of Credit Unions' Annual ReportsLearn more